Total Loss

A locked luxury yacht drifts into the Venice Inlet at midnight, its engines idling, its cabins empty, and its wealthy owner gone without a trace. The local police are ready to declare it a tragic drowning, but the underwriters at Lloyds aren't buying the story. They call in Ray Spooner, the only forensic auditor on the Gulf Coast who can read the silent language of steel, oil, and electrical resistance.

As Ray and his daughter, Maya Spooner, audit the drifting vessel, they discover a series of highly calculated mechanical modifications. The yacht's telemetry has been systematically compromised, and the hydraulic steering system shows a subtle three-percent pressure anomaly-a tiny margin of outlier data that points to a remote-controlled scuttling.

The investigation leads Ray from the exclusive, high-walled estates of Harbor Acres to the dark, winding mangrove tunnels of Lido Key. When the owner's body washes up with a high-tension cable knot that matches Navy demolition specs, Ray realizes they are tracking a professional Consultant who specializes in "Total Loss" liquidations. With hitmen closing in and the heat rising, Ray must use his 1995 analog tools to dismantle the scam before his own life becomes a write-off.